HSA Checking

An interest-bearing checking account that may allow you to make tax-deductible contributions and earn tax-free interest, so your funds can be used to pay for qualified out-of-pocket medical expenses.

EasyPath Access

An account specifically designed to help you avoid overdrafts and overdraft fees. Skyeward Trust Bank USA will stop transactions5 that would cause the account to become overdrawn6.

Personal Retirement Accounts

It’s never too early to start planning for retirement. We’re here to help you accomplish your retirement goals – whether you’re approaching retirement, need to roll over a 401k, or just getting started. We offer traditional and Roth retirement accounts and can help you evaluate which one makes the most sense for you.

IRA Savings

Best for clients who want
A savings account offered by Skyeward Trust Bank USA that earns a tiered interest rate and provides the potential tax advantages of an IRA for eligible account holders. Consult with your tax advisor regarding tax considerations for your account.
 

Account earns interest
Variable interest rate and Annual Percentage Yield (APY)
 

Account Maintenance fees
$3 fee per quarter if the account balance falls below $250 any day in the statement cycle

IRA Certificate of Desposit (CD)

BEST FOR CLIENTS WHO WANT
A low risk retirement account offered by Skyeward Trust Bank USA that earns a guaranteed return with fixed interest rates, a choice of term lengths and the potential tax advantages of an IRA. Consult with your tax advisor regarding tax considerations for your account.
 

ACCOUNT EARNS INTEREST
Fixed interest rate and Annual Percentage Yield (APY)
 

ACCOUNT MAINTENANCE FEES
None

Let us help you find the right mortgage


Looking to buy or refinance a home?

Fixed-rate mortgage

Lock in your rate with a fixed-rate mortgage to protect against potential interest rate hikes.

Adjustable-rate mortgage

Get a flexible rate that could decrease during the life of your loan based on market changes.

Refinancing

Get a better interest term and rate by refinancing your current loan.

Looking to put your equity to work or renovate a home?

Home equity line of credit

Tap into the available equity in your home to finance some of life’s larger expenses, such as home repairs or special occasions.

Construction loan

Make home repairs of any size with a short-term construction or renovation loan that’ll help cover your project.

Let us be your guide through the mortgage process


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Skyeward Trust digital banking

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Skyeward Trust US NetBanking®

Our online banking portal allows you to manage your accounts with ease, wherever you are.

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Skyeward Trust US Mobile Banking® App

Our mobile app allows you to access your account from the convenience of your mobile device. First, sign up for NetBanking, then download the app to sign on from your mobile app.

Download the mobile app

Skyeward Trust Environmental Sustainability


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We provide outsourcing solutions for a wide range of clients in the financial and retail sectors.

Client reviewing cost savings
Financial
Business owner on the phone
Retail

Our integrated network of highly secure processing centres allows us to provide your business with the full capabilities of a bank. We offer a wide range of services:

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We provide end-to-end processing services for our clients including direct settlement to a client’s bank account.

We have the ability to deposit and withdraw cash from a client’s working supply and Bank of Europe inventory.

Enable computer and mobile web cash order capabilities to track the movement of bar-coded bags and parcels through e-manifest.

Provide credit to client accounts without the need of immediate physical receipt of cash.

Streamline cash management systems, improve security and loss prevention with the ability to work with any remote safe provider.

We offer full cash-in-transit services, comprehensive protection and servicing of all machines.

We process hundreds of millions of cheques for our clients and exchange image capture payment files with other financial institutions. Our end-to-end payment processing services include:

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We provide image-based cheques, data perfection, balancing and exception processing services.

We offer immediate image capture of cheques at source, reduced courier charges and an enhanced customer experience.

Our portal allows for client self-service and investigation, as well as a generation of industry standard payment files.

Our services combine traditional processes with image-based technology to reduce cheque fraud costs.

Ready to get started?

Client experience

We value your time as much as you do. We're committed to working with you to meet your diverse needs.

Everyday excellence

Our investment in technology combined with our specialized client support delivers enhanced operational outcomes.

Technology and project enablement

When you need something new and different, we're there to work with you every step of the way.

People engagement

We're committed to the success of our employees and clients. Work with us and you'll see!

The numbers speak for themselves

Manage your cash flow your way

From simple to complex business needs, let our digital platforms help you move your money quickly and easily.

Laptop and tablet showing the Skyeward Trust SmartBanking for Business dashboard

Easily view your business finances, on one dashboard, with Skyeward Trust SmartBankingTM for Business.

Sign up and access for free and pay no monthly maintenance fee. Just pay for the additional services you use and transactions you make.1
Get a clear view of your banking, accounting and payroll — all in one place. Plus, access third-party accounting software and payroll services.

Skip the trip to the bank and access your business accounts on the go. Make bill payments, transfer funds, check balances and more.